Calculator
Income Tax Calculator (Old vs New Regime)
Enter your income and deductions to see tax under both regimes side by side.
Result
- New regime: taxable income
- ₹14,25,000
- New regime: total tax with cess
- ₹97,500
- Old regime: taxable income
- ₹13,00,000
- Old regime: total tax with cess
- ₹2,10,600
- New regime is lower by
- ₹1,13,100
Based on FY 2025-26 (AY 2026-27) slabs. Surcharge for high incomes is not included. Estimates only.
Results are estimates for general information and not professional advice.
How this calculator works
This calculator estimates your income tax for FY 2025-26 under the new regime and under the old regime, so you can see which one costs less. It applies the standard deduction for salaried taxpayers, the rebate under Section 87A and 4% health and education cess.
In the old regime, enter the total of deductions you expect to claim, such as Section 80C, 80D, HRA exemption and home loan interest. The new regime allows very few deductions, so it usually suits people with limited deductions.
The result is an estimate. It does not include surcharge for high incomes, special-rate income such as capital gains, or other adjustments. Confirm your final tax with a chartered accountant before filing.
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Frequently asked questions
Quick answers to the questions we hear most often.
Still have a question?
A chartered accountant will look at your case and reply within one business day.
Ask a CADoes this include surcharge?
No. Surcharge applies at higher income levels and is not modelled here. Speak to a chartered accountant for incomes above ₹50 lakh.
Which slabs are used?
Slabs for FY 2025-26 (assessment year 2026-27). They are updated after each Union Budget.
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