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PHMG & Associates

Calculator

SIP Calculator

Project the value of investing a fixed amount each month.

Result

Amount invested
₹6,00,000
Estimated gain
₹5,61,695
Estimated value
₹11,61,695

Returns are not guaranteed. This is an illustration based on the rate you enter.

Results are estimates for general information and not professional advice.

How this calculator works

A systematic investment plan invests a fixed amount at regular intervals. This projects the value at the end of the period from the return you enter, compounding monthly.

The return is an assumption, not a promise. Market-linked returns vary year to year, and the final value depends on the sequence of returns as well as the average.

The split between the amount invested and the gain is the part worth looking at: over long periods the gain becomes the larger share, which is the argument for starting early rather than investing more later.

Frequently asked questions

Quick answers to the questions we hear most often.

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Is the return guaranteed?

No. Market-linked returns are not guaranteed and past returns do not predict future ones. Treat the output as an illustration based on the rate you entered.

How is the gain taxed?

That depends on the type of fund and the holding period. Capital gains rules differ between equity and debt funds, so check the position for your holding before you redeem.

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